AUSTRAC Service Licenses

Global Cross-Border
Finance at Your Fingertips

XNB provides secure and efficient cross-border financial services. Global remittance, cross-border payments, multi-currency accounts, digital currency exchange, a one-stop solution for your international financial needs.

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50+
Countries Covered
10+
Currencies Supported
24/7
Always Available
Core Services

Core Services

XNB provides comprehensive cross-border financial solutions

Global Remittance

Multi-currency cross-border remittance covering major global financial markets with fast and secure delivery.

Cross-Border Payments

Instantly issue virtual bank cards for global online shopping and subscription services.

Multi-Currency Account

Manage multiple currencies in one account, supporting AUD, USD, EUR, GBP, CNY and more.

Digital Currency Exchange

Real-time rates with highly competitive exchange fees, making every fiat and digital currency conversion count.

Security & Compliance

Regulated by ASIC Australia, AUSTRAC compliant, with multiple layers of fund protection.

Ultra-Fast Experience

Advanced internet architecture with millisecond response times, 24/7 uninterrupted service.

Choose Your Account

Whether personal or business, XNB has the right solution for you

Personal Account

  • Multi-Currency Wallet
  • Global Remittance
  • Cross-Border Payments
  • Digital Currency Exchange

Business Account

  • Business Multi-Currency Account
  • Batch Payments
  • API Integration
  • Dedicated Account Manager

Partners & Regulators

Visa
Mastercard
SWIFT
AUSTRAC
ASIC

FAQ

You can submit an account application online through the XNB website or app. Fill in your personal information and upload identity documents. You can start using the service once approved.
XNB holds multiple remittance service and digital currency exchange service licenses approved by the Australian anti-money laundering regulator (AUSTRAC).
Currently supporting AUD, USD, EUR, GBP, CNY and other major currencies, with more being added continuously.
Depending on destination and currency, typically 1-3 business days. Some channels support instant delivery.
Opening an XNB account is completely free with no monthly fees or minimum balance requirements. Reasonable fees apply only when using specific services.

Start Your Global Financial Journey

Register your XNB account now and enjoy secure, convenient, and efficient cross-border financial services